DON’T WAIT UNTIL AFTER ACCIDENT TO GET MORE INSURANCE
Our lawyers met with four new clients this week, involved in four different accidents, who all had one thing in common (besides recently being injured in an accident). They each commented that they are now going to review their insurance policies and get more insurance coverage for the future — in case something like this ever happens again. The biggest issue that comes up for our lawyers is our client not having purchased much uninsured or underinsured motorist coverage for a car accident. That is insurance you can purchase to provide extra compensation if another car causes the crash and you are injured. If it is a bad crash causing serious injuries or death, you and your family will be very relieved to have this extra coverage – and it’s not very expensive!
We don’t sell insurance (although maybe we should), we are just telling you this because we regularly come in contact with people who wish they had purchased more insurance BEFORE the accident.
One more tip: If you purchase an umbrella policy (which we also recommend because it is not expensive and can provide great coverage), make sure your umbrella includes extra uninsured and underinsured coverage for you and your family. Many insurance companies don’t include this, but there also many insurance companies that do include it. Buy from one of the insurance companies that does include it. Hopefully you won’t have to thank us later because you never have to use it, but if you or a family member are in a serious crash, you will be relieved to have this extra protection.