CAR ACCIDENT IN BORROWED CAR DRIVER PASSENGER RIGHTS – ATTORNEYS
Did you borrow someone’s car or were driving another person’s car? Maybe your vehicle was in the shop and you got a loaner. Maybe you were with someone who got sick, and you needed to drive them home in their car. Or you only have one car, and your husband is using it, so you borrow your sister’s car. Our car accident lawyers in Minnesota have been asked about these situations many time. What happens if someone is injured while driving a car they borrowed, or if they are a passenger in a borrowed car? What rights do they have?
BORROWED CAR INSURANCE ATTORNEY – MN INJURY ACCIDENT LAWYERS
When you are injured in a car accident in Minnesota, you automatically have the right to several types of insurance coverage. It doesn’t matter if you were driving your own car or someone else’s car.
First, you have the right to No-Fault benefits. No-Fault will pay for a portion of your medical bills and lost wages after the crash. These payments will come from your own auto insurance, even if you are in someone else’s car at the time of the accident. Also, even if the accident was the other driver’s fault. If you do not have your own auto insurance, you will be entitled to coverage from the vehicle you are in at the time of the accident.
Which insurance covers you for a crash when you are in someone else’s vehicle is something our best MN car accident injury lawyers will help you with when you call our office.
CAR ACCIDENT IN LOANED VEHICLE LAWYER MN
Second, what if the accident is caused by another car, for example if you are rear ended, while driving a borrowed car? You may have the right to compensation for your pain and suffering from the insurance for the vehicle that hit you. If that vehicle is uninsured, you may have the right to insurance compensation from the insurance for the car you are in. If the car you are in is not insured, then from your own auto insurance. Again, this is something our car accident injury lawyers can help with.
Third, if you are a passenger in a loaned or borrowed car and your driver caused the accident, you may still be entitled to compensation. In that case, the insurance for the car you are in will pay even though the driver is different than the owner. If the car you are riding in doesn’t have auto insurance, then it can come from the driver or your own personal insurance. Determining which insurance has the first responsibility to provide the insurance compensation can be complicated. However, when you call our top MN auto accident lawyers, we will get the necessary information, and then help you get the appropriate insurance coverage.
One issue that sometimes comes up for our MN car crash attorneys is if the loaned car is regularly made available to the person who has borrowed it. If it appears that the car was actually regularly used by the borrowing driver, the insurance company may try to deny coverage. Our car accident lawyer has dealt with this issue many times. The result depends on the specifics of the arrangement. We will discuss this with you in more detail at our initial consultation.
MN CAR ACCIDENT INJURY LAWYERS
If you are injured in a car accident while you are in a vehicle you borrowed or the driver borrowed, please call our Minnesota personal injury lawyers for a free consultation. Pam Rochlin and David Rochlin are Minnesota personal injury attorneys with more than 25 years’ experience handling hundreds of car accident cases. Pam was a former partner at Meshbesher & Spence, offering personal attention to her clients.
You definitely have rights to compensation for medical bills, lost wages, and pain and suffering if you have borrowed someone’s car or if you are a passenger in a car someone borrowed.
Our auto accident injury lawyers in MN can meet with you to discuss your case at our offices in Edina, Woodbury and Minneapolis. A top car accident attorney will also meet people at their homes to discuss car accident injury cases in St. Paul, Roseville, White Bear Lake, Forest Lake, Lino Lakes, Anoka. Also, Maple Grove, Apple Valley, Lakeville, Burnsville, and other cities throughout MN. We will always provide you with a free initial consultation and we never charge anything unless you receive compensation.