CAN YOUR CAR INSURANCE PAY FOR YOU CAR DAMAGE WHEN THE ACCIDENT WAS THE OTHER DRIVER’S FAULT?

If you have full coverage, can your insurance pay for your car even if the other driver was at fault? In most cases, the answer is yes. Our car accident lawyers represent people injured in a car accident. However, we understand that getting your car fixed or replaced is important. In many cases, that is the first think people think about. Unfortunately, the auto insurance issues are complicated. Therefore, when you call our office, an experienced car accident lawyer will walk you through that part of your case so you can get your car fixed or replaced in the most efficient way possible.

Can Your Insurance Pay? Car Accident Lawyers MN

Of course, many people do not have full coverage. About 10% of all cars in Minnesota are uninsured. However, a much higher pecentage have liability coverage only. If you just have liability coverage on your car, your insurance will not pay for your vehicle damage no matter who was at fault.

But if you do have full coverage, you can have your auto insurance pay even if the other driver was at fault. In most cases, your insurance will subtract your deductible, which you then must pay. However, your auto insurance will get the money back from the other driver’s insurance, and you will be reimbursed for your deductible at the same time. In many cases, it is more convenient to go through your own insurance, especially if your car was totaled.

CAR ACCIDENT LAWYERS

We have top car accident lawyers who can answer your questions and help you with your case. In fact, our attorneys have more than 25 years’ experience with hundreds of car accident cases throughout Minnesota. Our primary focus is injury cases. We make sure our clients’ medical bills are paid, wage loss reimbursed, and all other available compensation is paid.

If you were injured in a car accident, call us for a free consultation. A top lawyer will answer your questions and protect your rights. We have offices to meet you in Minneapolis, Edina, and Woodbury. However, we also come to people’s homes throughout MN and meet by Zoom as well.