HOW TO GET LOST INCOME FROM CAR ACCIDENT INJURY – MN LAWYER AUTO INSURANCE
Our auto accident lawyers have represented hundreds of people injured in a car accident in Minnesota. After medical bills, you need to be repaid for time off when you can’t work because of the car accident injury. Lost wages after a car accident get paid in several parts: First, your own auto insurance will pay up to $20,000 of wage loss. This is called No-Fault coverage. No Fault coverage comes with every Minnesota car insurance policy.
Your auto insurance must pay your first $20,000 in lost income regardless of who caused the car accident. It doesn’t matter if you were at fault or if the other driver was at fault. Either way, the initial payments come from your car insurance. However, the payments from your insurance are limited to $500 per week or 85% of your lost income (weekly), whichever is less. Fortunately, you can get paid sick leave from your employer and still collect auto insurance lost wages at the same time. Our MN car accident attorneys have helped hundreds of people collect lost wage reimbursement for their time of work after being injured in a crash.
CAR ACCIDENT MISSED TIME FROM WORK PAYMENT
If your lost wages from the car accident are more than $20,000, the additional lost income must first be paid by your disability insurance if you have it. Even if the other driver in the car accident was at fault, that driver’s car insurance does not pay your wage as you go. Rather, the other’s driver’s insurance will pay your remaining wage loss when you completely settle the case at a later date. Therefore, your disability insurance (if you have it) pays your lost income above $20,000, until the case is ready to completely settle.
Then, if the other driver is at fault and caused the car accident, their car insurance will repay all of your unreimbursed wage loss as part of the final settlement. Of course this is limited to the amount of their coverage. However, if your wage loss and future wage loss from the car accident are more than the other driver’s insurance coverage, your insurance will pay more. You will have a claim for underinsured coverage from your own policy, up to your policy limits.
If you have been injured in a MN car accident, call us and speak with a top lawyer for a free consultation. Our lawyers have been successfully representing people with a car accident injury for over 25 years. We are tough, get results, and offer personal attention. Pam Rochlin is a former partner at Meshbesher and Spence, was the 2015 president of Minnesota Women Lawyers, and has been voted a MN super lawyer for many years. Our best attorneys will make sure your car accident lost wages are paid and you are fully compensated for your injuries.