HOW TO GET LOST WAGES FROM CAR ACCIDENT INJURY – MN LAWYER AUTO INSURANCE
Our auto accident lawyers have represented hundreds of people injured in a car accident in Minnesota. After medical bills, one of the first concerns people have is if they can get repaid for time off when the can’t work because of the car accident injury. The answer is yes, but the lost wages after a car accident get paid in several parts: First your own auto insurance pays the first $20,000 of wage loss. This is called No-Fault coverage and is required in every Minnesota car insurance policy. Your auto insurance must pay your first $20,000 in lost income regardless of who caused the car accident – even if you were at fault, and even if the other driver was at fault. However, the payments are limited to $500 per week or 85% of your lost income (weekly), whichever is less. You can get paid sick leave from your employer and still collect auto insurance lost wages at the same time. Our MN car accident attorneys have helped hundreds of people collect lost wage reimbursement for their time of work after being injured in a crash.
If your lost wages from the car accident are more than $20,000, the additional lost income must first be paid by your disability insurance if you have it. Even if the other driver in the car accident was at fault, that driver’s car insurance does not pay any wage loss from missing work until you completely settle the case at a later date. Therefore, your disability insurance (if you have it) pays your medical bills above $20,000, and you have to pay any co-pays or deductible, until the case is ready to completely settle. Then if the other driver is at fault and caused the car accident, their car insurance will repay all of your unreimbursed wage loss as part of the final settlement – up to the amount of their coverage. In addition, if your wage loss and future wage loss from the car accident are more than the other driver’s insurance coverage, you will be able to also have a claim for underinsured coverage from your own policy, up to your policy limits.
If you have been injured in a MN car accident, call us and speak with a top lawyer for a free consultation. Our lawyers have been successfully representing people with a car accident injury for over 25 years. We are tough, get results, and offer personal attention. Pam Rochlin is a former partner at Meshbesher and Spence, was the 2015 president of Minnesota Women Lawyers, and has been voted a MN super lawyer for many years. Our best attorneys will make sure your car accident lost wages are paid and you are fully compensated for your injuries.