GETTING REIMBURSED FOR MISSED WORK – RECOVER LOST WAGES AFTER MN CAR ACCIDENT – ATTORNEYS MN
One important question for someone injured in a car accident is how to get reimbursed for lost income if your doctor says you can’t work. The answer to this question comes in several parts: First, if you own an insured vehicle in Minnesota, your automobile insurance is required to pay a portion of your lost wages regardless of who was at fault in causing the car accident. This is part of “No-Fault” auto insurance coverage. The limit on this coverage is usually 85% of your lost wages, to a maximum of $500 per week and no more than $20,000 total. Basically, you will need a doctor note saying that you cannot work because of your injury, and that the injury is related to the car accident, plus proof from your employer as to what your earnings were before the accident.
If you don’t own your own vehicle, your lost wages will be paid by another insurance policy (usually the insurance of the car you were in at the time of the accident), depending on the facts of your particular situation. Our top Minnesota car accident lawyers can help you to present your lost income claim to the auto insurance company after you have been injured in a car accident.
This No-Fault coverage, however, obviously does not fully reimburse you for your lost wages if you can’t work after an auto accident. First, because you are only getting 85% of your missed income, and second because many people make more than $500 per week. The remainder of the lost earnings from a car accident can be reimbursed from the other driver’s insurance, if the other driver was at fault in causing the crash. If the other driver was not insured, you can still collect the remainder of lost wages from your own uninsured motorist coverage. Getting you fair and complete compensation for car accident injuries, including getting you paid for all of your lost income, medical bills and other compensation, is the primary focus of our Minnesota auto accident attorneys.
For more information about lost wages because of a car accident injury, please call our Minnesota car accident lawyers for a free consultation. Pam Rochlin and David Rochlin are Minnesota personal injury lawyers with more than 25 years’ experience, and we have successfully handled hundreds of car and truck accident cases throughout the state. A lawyer can discuss your auto accident case and your injuries at our offices in Edina, Minneapolis, and Woodbury. Our lawyers also discuss car crash cases and injuries with people at their homes in Elk River, Rogers, Maple Grove, Plymouth, Brooklyn Park, Chanhassen, Chaska, Apple Valley, Burnsville, St. Paul MN, and we also go to other cities throughout Minnesota. A car accident attorney from our office will be happy to answer your questions and provide a free consultation, and we always only charge clients based on a contingency, i.e. we only get paid a percentage of what we collect for you.