Who pays your medical bills after you were injured in an accident, and how they are paid, depends upon the type of accident you were in, how it was caused, and the types of insurance you have. The most common type of case our personal injury lawyers handle is car accidents. If you are injured in a car accident, then YOUR automobile insurance company is responsible for paying your initial medical bills, even if you have health insurance coverage. If you do not have automobile insurance, there are a number of other possibilities for payments of medical bills after a car accident depending on whether you were a passenger in another persons car, whether you live with a relative who has an car with insurance, whether the other driver was at fault, and several other possible scenarios.
If you were injured in any other type of accident, then your health insurance company will most likely be required to initially pay your bills – even if your injury was someone else’s fault. In those circumstances, your health insurance company will likely have a right to obtain reimbursement out of any compensation or recovery you may receive from the person who caused your injury. Ultimately, the insurance for the person or business who caused your accident will have to pay your medical bills, including your future medical bills.
If you do not have health insurance, you may be able to qualify for state medical benefits – even if you are employed. For more information, check out the Minnesota Department of Human Services at www.dhs.state.mn.us.
You may be entitled to other medical benefits. See also, How To Get Medical Bills Paid. For a complete description of what medical benefits may be available to you after an accident, please contact our law firm. An experienced personal injury lawyer will go through your specific situation, explain your rights, and make sure you get the compensation you are entitled to.