CAR ACCIDENT COMPENSATION EXPLAINED – LAWYERS MN
How does compensation work after a car accident? Our lawyers deal with this issue every day. Unfortunately, it is somewhat complicated to figure out, but that is what we are here for. The reason it is complicated is because there are multiple levels of compensation you may be entitled to. To start, you may be entitled to compensation for the demage to your car. If you have collision coverage, your insurance will pay to repair or replace your car regardless of who was at fault. However, if you have liabilty coverage only, reimbursement for you car will come from the other driver’s vehicle if they were at fault.
In the cases our car accident lawyers handle, the most important issue is the injuries. First, there are the initial medical bills. Minnesota is a “No-Fault” state. This means your initial medical bills are paid by your auto insurance no matter who caused the accident. However, the amount is limited to the first $20,000. Therefore, any medical bills after that are paid by your health insurance. Later, when you settle your case, the other driver’s insurance is also responsible for your medical bills if the other driver was at fault.
In addition, you may be entitled to compensation to reimburse lost wages if you missed work because of your car accident injuries. Again, your No-Fault insurance must pay your initial wage loss. However, that is even more limited than the medical bills. With lost income, your insurance will only apy 85% of your income up to a maximum of $500 per week. In addition, it is again limited to $20,000. Then, if the other driver was at fault, their auto insurance must pay any unreimbursed wage loss.
PAIN AND SUFFERING PAYMENT AFTER CAR ACCIDENT
If you are injured in a car accident, you may also be entitled to compensation for pain and suffering. Whether you can get that depends on three things: 1. Was the other driver at fault. 2. What is the extent of you injury and what you had to go through. 3. How much insurance is available. Pain and suffering compensation is the most complicated part of the case. First, Minnesota has a threshold requirment before you qualify for any pain and suffing compensation. Then, it is also difficult to make other people understand what you have gone through. However, that is a big part of what our car accident lawyers do. We help the insurance company or jury understand what you have gone through and why you should be compensation.
Our car accident lawyers are experienced and effective. We have offices to meet you in Edina, Minneapolis, and Woodbury. The information above is very general. However, when you call us, a lawyer will explain your rights in much more detail. The initial call is free to explain how compensation works after a car accident. Further, if we take your case, there is no upfront fee and no bill ever unless you receive compensation.