SHOULD YOU GIVE INSURANCE STATEMENT AFTER ACCIDENT? – MN ATTORNEYS
Our car accident lawyers are asked every day if it is OK for people to talk to the insurance company after the accident. The answer really depends on the situation. First of all, if you are going to make a claim, the insurance company is going to at least need basic information about the date of the accident, what happened, where is your vehicle, what is the damage, and were you injured. They can’t help you if they don’t have at least some information. Also, if you are making a claim with your auto insurance, your policy requires that you cooperate or you could lose coverage.
Having said that, you SHOULD NOT give any insurance company a recorded statement without talking to a lawyer first. A recorded statement is more likely to be used against you later than simply talking to an insurance adjuster who is taking notes. The specific details of how you describe the accident and your injuries can be important, and you may not be thinking clearly after the accident. For example, if you have a broken arm and a sore knee, but only talk about your broken arm because it is the more serious injury at the time, you may have more difficulty later getting compensation for your knee.
In most cases, our car accident attorneys prefer to report the claim for our clients. We will give the insurance company the information they need. If a statement or interview with the insurance company becomes necessary, our lawyers will make sure you are prepared to answer the questions fully and accurately so that your rights are protected and you can get the compensation you are entitled to.