UMBRELLA INSURACE COVERS SERIOUS ACCIDENT INJURY CASES

Our injury lawyers handle may serious injury cases. Medical bills can be astronomical. At the same time, you may not be able to go back to work. In the most serious accident injury cases, you need as much insurance coverage as possible. Unfortunately, car insurance and homeowner’s insurance policies are limited. That is where umbrella coverage comes in. Not everyone has it, but umbrella insurance can be super helpful.

Too often, people think that unbrella insurance is only for rich people. However, it is actually suprisingly inexpensive. In many cases, the first million dollars of umbrella coverage costs $300 to $400 per year. The next million costs even less. In a way, it is like movie theater popcorn where the small size is $6.00 but each size up is 50 cents.

Of course, umbrella insurance protects people from lawsuits if they accidentally cause a serious accident. In fact, umbrella insurance can cover automobiles, homeowner’s insurance, boats, and more. However, umbrella insurance can also provide compensation for you and your family if you are injured in an accident. In particular, this applies to automobile insurance. If you choose the right insurance company, the umbrella policy will provide additional underinsured and uninsured motorist coverage for you and any family members covered by your policy.

LAWYERS FOR SERIOUS ACCIDENT INJURY CASES

Unfortunately, one of the common issues our lawyers face is not enough insurance coverage for our clients’ injuries. This comes up most frequently with car accidents. The crash can be between two cars, a car and a pedestrian, or someone on a motorcycle or bicycle. Therefore, when someone is seriously injured in those cases, we always look for umbrella insurance. It can come from the person who caused the crash, or possibly from our client’s own insurance.

If you were seriously injured in an accident that was not your fault, we can help. Our lawyers represent accident victims throughout Minnesota. We will help you with the insurance isssues and making sure you get all available compensation. The initial consultation is always free. In other words, we will answer your questions with no obligation on your part. Further, we never charge anything unless and until you receive compensation.