INSURANCE COMPANY WANTS RECORDED STATEMENT AFTER CAR ACCIDENT

After a car accident, the insurance company may ask you for a recorded statement. In fact, you may get this request from two insurance companies. Often, your own insurance company will want a recorded statement. In addition, sometimes the other driver’s insurance also wants a recorded statement from you? Should you give a recorded statement to either insurance company? Our car accident lawyers usually advise not to, but sometimes it depends on the situation.

Of course, the insurance company needs information about what happened in the accident. First, they need to get information about which car was at fault so they know which insurance company should pay for the damage. Therefore, every insurance policy has a cooperation requirement. Your policy requires you to cooperate with your insurance company. Of course, there is no such requirment to cooparate with the other driver’s insurance company. However, if you need the other car’s insurance to pay for your damage, you may want to cooparate to some extent.

TALK TO A LAWYER BEFORE TALKING TO THE INSURANCE COMPANY

Cooperation does not necessarily mean letting the insurance company record you. In most cases, our car accident lawyers will let the insurance company interview our client without recording. However, we also prepare our clients prior to the interview. Our lawyers try to identify the issues to be discussed and then go through them with our client. Of course, you have to be honest at all times. However, how you say things can make a difference. For example, when discussing your injuries it is important to be thorough but not definitive in case other health issues arise.

If you have been injured in a car accident and the insurance company wants a recorded statement, call us. Unfortunately, in many cases the insurance company gets a recorded statement before the person talks to a lawyer. In most cases, that is not a terrible problem. However, it is not ideal. Call us first. The initial consultation is free, so you have nothing to lose. Further, we never charge anything unless you  receive compensation for your injuries.