What if There is Not Enough Car Accident Insurance to Pay Medical Bills

WHAT IF MEDICAL BILLS ARE MORE THAN AVAILABLE CAR ACCIDENT INSURANCE?- MN LAWYERS

The Rochlin Law Firm handles many serious car accidents. In many cases, the medical bills are far greater than the available auto insurance. In fact, we have had many cases where the medical bills exceed $1,000,0000. However, most drivers don’t have that much insurance to pay for accidents. So what happens when there is not enough auto insurance to pay all the medical bills?

Our car accident lawyers are very familiar with this situation. It is not a great place to be in, but we will help you make the best of the situation. Of course, people first want to know if the other driver who caused the crash can be made to pay the difference. Unfortunately, in most cases that is not realistic. They can’t be forced to pay what they don’t have. Also, bankruptcy is usually an option that would result in the injured person getting nothing more.

HEALTH INSURANCE WILL PAY FOR CAR ACCIDENT MEDICAL BILLS

Fortunately, there are some options for the injured person. First, your health insurance will pay when the auto insurance runs out. A car accident injury does not excuse your health insurance from paying. They can make sure that auto insurance pays first, but they still ultimately have to pay.

Usually, your health insurance will start paying car accident medical bills as soon as your No-Fault coverage runs out. In most cases, that means everything after the first $20,000 in medical bills. Although your medical insurance will pay the rest, they will want as much money back as possible from your settlement. That is something our car accident lawyers will negotiate for you. Our goal is for you to keep as much of the settlement as possible.

Car Accident Lawyer David Rochlin
Car Accident Lawyer David Rochlin

A man in a suit standing next to a brick wall.CAR ACCIDENT LAWYERS MN

If you were injured in a car accident, Call the Rochlin Law Firm for a free consultation. Our lawyers are very experienced with serious injury cases. We have helped hundreds of people over the past 25 years. A lawyer will meet you at our offices or your home anywhere in Minnesota. We will start by answering your questions and explaining your right, with no obligation on your part.

Our primary focus is to make sure your medical bills are paid and you get all appropriate compensation. In fact, there is never an upfront fee and we never charge anything unless you receive compensation.