Boat Accident Insurance Injury Lawyers


Labor Day weekend marks the end of the recreational boating season for many Minnesotans. However, boaters should not let their guard down as the season draws to a close. According to the MN DNR, this year already has been the deadliest in more than a decade on the state’s waterways, highlighting the need for people to be safe as they hit the water for the long weekend.

Our boat accident lawyers represent people injured in Minnesota accidents. Most of the accident cases we handle involve inexperience, inattention, or drinking. Boat insurance is not required in Minnesota, but it is often added to a homeowners policy. Fortunately, most boat owners have liability or homeowners insurance that will cover a boating accident.

Boat Accident Injury Lawyers
Boat Accident Injury Lawyers

“We know it’ll be a busy weekend on the water, and more than likely a busy fall as well,” said Lt. Adam Block, state boating law administrator for the DNR Enforcement Division. “Having a safety-focused mindset is the best way people can ensure a fun and successful trip on the water.”

So far this year, 17 people have lost their lives in boating accidents in Minnesota, which is the highest number since 2005. Most of fatal boating incidents in any given year occur during the cold-water periods of the spring and fall. People who venture out in September and beyond need to be extra vigilant about their safety.

“As the water temperature begins to drop, it’s vital that anyone on or near the water is prepared for an unexpected fall into the water,” said Col. Rodmen Smith, DNR Enforcement Division director. “We say it all the time, but it bears repeating: There’s no better way to stay safe on the water than wearing a life jacket.”


Boaters should heed the following safety reminders as they hit the water:

  • Wear a life jacket (foam life jackets are more effective than inflatables during the cold-water season).
  • Distribute weight in the boat evenly and abide by manufacturer’s weight limits to reduce the likelihood of falling overboard.
  • Have a means of communication. Boaters also should let other people know where they’re going and when they plan to return.
  • Watch the weather to avoid shifting winds or storms.
  • Keep in mind that even strong swimmers can be incapacitated quickly after a fall into cold water.
  • Wear an engine cut-off device if the boat is equipped with one.

For more information on staying safe on or around cold water, see


If you are injured in a boat accident, water skiing, tubing, or any other way, call us for a free consultation.  Our attorneys have represented hundreds of people in accident cases throughout Minnesota. We will pursue the boat owner’s homeowners insurance. Our lawyers will make sure your medical bills are paid, as well as all other appropriate compensation. There is no charge for the initial compensation to discuss your options. In addition, we don’t charge anything upfront, and our fee is based on what we collect for you.