CAR ACCIDENT WHILE VISITING MN FROM OUT OF STATE – LAWYERS
If you are from a different state and are injured in a car while driving through Minnesota, your insurance rights are similar but not the same as other drivers in Minnesota. Our car accident lawyers have represented many people injured in MN who were just visiting or driving through, but live in another state.
MN has a No-Fault law that requires your auto insurance to pay the first $20,000 of your medical bills and lost wages for a car accident that occurs in Minnesota, regardless of who is at fault. If you are from another state that doesn’t have this rule, you still will get the benefit of MN law if your insurance company does business in Minnesota. For example if you have auto insurance through State Farm, Progressive, Allstate, American Family, etc., but your insurance policy doesn’t have No-Fault medical coverage, the law in MN still requires your insurance to pay those benefits to you if your accident occurred in MN – because those companies do business in Minnesota.
If the MN driver was at fault in causing your car accident while you were visiting Minnesota, the other driver’s insurance is responsible to pay for the damage to your vehicle and possibly additional compensation to you. However, if you have to sue the other driver, you will most likely have to do so in MN, not the state you are from when you go back home. Likewise, all MN laws will apply to your car accident claim, e.g. MN’s driving rules, insurance rules, etc. One example is that under MN law, you can only receive pain and suffering compensation if your injury meets a certain threshold of seriousness. That rule applies even if you are from another state and are injured while driving through or visiting Minnesota.
For more information about your rights after a car accident when you are not from Minnesota, call our office and speak with a lawyer for a free consultation. Pam Rochlin and David Rochlin have more than 25 years’ experience representing hundreds of people injured in a car accident throughout Minnesota. When you call us, you will speak with a top lawyer about your car accident and we will answer your questions and advise you of your rights. The initial consultation is free and we never charge anything unless you receive compensation for your injury.