HOMEOWNER’S INSURANCE LAWYERS – MN ACCIDENT INJURY ATTORNEY
Injuries in the home are very common, and this includes being injured at another person’s house. Our lawyers represent people in many different situations. For example, being injured at a parent’s house, sibling’s house, or friend’s house. If your injury was someone’s fault, you may have a claim against their homeowner’s insurance policy. Our lawyers can help you with this.
However, just because you were injured on someone else’s property does not automatically give you a claim. In other words, the homeowner is not automatically responsible. (This is a common misunderstanding that our MN homeowner’s insurance lawyers often hear). However, you DO have a claim for compensation if the accident was a result of the homeowner’s negligence.
In addition, most people’s homeowners insurance policy provides for medical payment coverage. That coverage is automatic if you are injured on someone’s property. However, it is limited to direct payment of medical bills. Homeowners insurance allows the property owner to easily pay medical bills, and addition compensation if the homeowner was at fault. In most cases, it is a relief to the homeowner to compensate someone they accidentally injured. This is especially true if the person injured is a family member or friend.
ACCIDENT CLAIMS COVERED BY HOMEOWNERS INSURANCE
A homeowner insurance claim can be made if you are injured in a slip and fall accident. For example, if the property owner did not properly shovel or salt their driveway or sidewalk for snow or ice. Homeowner’s insurance will also cover many other types of accident injuries. For instance, homeowners insurance will cover dog bites, tripping on something at the house, and falling down stairs. Even a physical injury directly caused by someone at the house is covered. For example, if the homeowner drops something on you or accidentally pushes you down the stairs. Homeowners insurance will cover all of those situations. Our lawyers have handled cases of many, many different types of injury in a house.
Homeowners insurance in Minnesota usually covers the property and all the people who live there. For example, our homeowners insurance lawyers in MN once represented someone on a claim against the child of the homeowner. In that case, the child accidentally threw a remote-control device at a visiting friend and broke the friend’s front teeth. Homeowners insurance will cover the child of the homeowner.
It is also important to know that MN homeowner’s insurance will also cover accidents that occur away from the home – other than car accidents. For example, our homeowners insurance lawyer once had a case where a child pushed a friend down at school. The push was a joke, not to hurt her. However, it caused a serious leg injury.
HOMEOWNERS INSURANCE LIABILITY AWAY FROM THE HOUSE
Homeowners insurance may even cover someone who accidentally hits you with a golf ball on the golf course. Our homeowners’ insurance accident attorneys were able to successfully pursue a claim for the injured friend in that golfing case. Homeowners insurance may also cover you if you accidentally injure someone in a hunting accident.
If you are injured at someone’s house, or accidentally injured by someone who owns a house (or their family member who lives with them), call us. You will speak with a top homeowners insurance attorney in MN for a free consultation. We will explain your rights and help you obtain fair compensation. This includes medical bills and lost wages. Also, additional compensation for your pain and suffering.
You should call us right away because the initial investigation is often very important. We will need good photographs and saved evidence. We may also need to contact witnesses. Our top homeowners insurance lawyers know what we will need later, so it can be very helpful if we get involved early.
INJURY COMPENSATION HOMEOWNERS INSURANCE ATTORNEYS MN
Pam Rochlin and David Rochlin are experienced homeowners insurance personal injury lawyers in Minnesota. We have more than 25 years’ experience handling hundreds of injury cases. Pam Rochlin is a former partner at Meshbesher and Spence, offering personal attention and personal service. David and Pam are married, and we treat our clients like they are a part of our family.
We have offices where you can come to discuss your homeowners insurance case with an attorney in Edina, Minneapolis, St. Louis Park and Woodbury. Our attorneys also meet homeowners insurance injury clients at their homes in St. Paul, Roseville, and White Bear Lake. Also, Anoka, Champlin, Rogers, Maple Grove, and other cities throughout Minnesota. We will always provide you with a free initial consultation and we never charge anything unless you receive compensation.