PERSONAL INJURY ATTORNEYS – INJURED IN AN ACCIDENT
If you have been injured in an accident, the most important questions are who will pay the medical bills and how will you recover your lost wages. Our Minnesota personal injury lawyers answer these questions every day and help people who have been injured in a an accident get their medical bills paid and recover their lost wages after an accident.
PERSONAL INJURY LAWYER – INJURED IN ACCIDENT IN AUTOMOBILE
If you are injured in a motor vehicle accident in MN, then YOUR automobile insurance company has primary responsibility for paying your medical bills, even if you have health insurance coverage. Our accident injury lawyers explain that this is true even if the other driver is at fault and even if you are a passenger in someone else’s vehicle at the time of the accident. See What are “No-Fault” Benefits?. If you are a passenger in someone else’s car and you don’t own your own car, then the medical bills will most likely be paid by the automobile insurance of a relative you live with or the owner of the car you are in. Unfortunately, the medical insurance from your automobile policy is usually limited to $20,000, so if you have a more serious car accident with more medical bills, you will need to have access to health insurance or state aid. If the other driver is at fault, their insurance will ultimately have to pay your medical bills beyond $20,000, but not until the final settlement of your case – and then they are usually repaying the health insurer through what is called a subrogation claim. A personal injury attorney from our office will explain these issues to you when you call our office for an initial consultation.
INJURED IN ACCIDENT ON MOTORCYCLE INJURY LAWYER
If your injury occurs while you are on a motorcycle, you may or may not have medical coverage from your motorcycle policy. While No-Fault medical coverage is required by law for all cars, it unfortunately is not required for motorcycles. Therefore, if you are injured in a motorcycle accident, whether you have medical coverage on your motorcycle depends on whether you purchased that type of insurance as part of your policy. However, even if you do not have medical insurance for your motorcycle, you can still get your medical bills paid through your own health insurance, and ultimately through the liability insurance of the driver that caused your accident. When you meet with a personal injury lawyer after you have been injured in an accident, we will start the investigation to prove you case, including getting the police report, medical records, interviewing witnesses, and hiring experts to reconstruct the accident if necessary.
INJURED IN WORK ACCIDENT – PERSONAL INJURY ATTORNEY
If you are injured while you are on the job, your employer’s workers compensation insurance will pay your medical bills. However if your injury is caused by a third person, e.g. you are delivering pizza and you are rear ended, or you are injured by a defective machine, then the workers compensation insurance must be repaid out of any future settlement you have with the person or company who caused the accident. Our personal injury attorneys do not handle workers comp claims, but we do handle claims against third parties for a work related accident – and we work with the workers compensation lawyer to get you complete compensation for your injuries.
INJURED IN SLIP AND FALL ACCIDENT OR OTHER ACCIDENT ON SOMEONE’S PROPERTY – PERSONAL INJURY LAWYER
If you were not injured in a car accident or a work related accident, then your health insurance company will most likely be required to pay your medical bills – even if you were injured because of someone else’s fault. In those circumstances, your health insurance company will likely have a right to obtain reimbursement out of any compensation or recovery you may receive from the person who caused your injury. There is also the possibility that the property owner has what is known as “medical payment coverage” which may pay a limited amount of your medical bills as well.
If you do not have health insurance for your accident, you may be able to qualify for state medical benefits – even if you are employed. For more information, check out the Minnesota Department of Human Services at www.dhs.state.mn.us. In additional you may be entitled to recover compensation from the property owner if the property owner was negligent. When you call our office for a free consultation, a personal injury lawyer will ask you questions and help you to determine if you have a potential case.
Our lawyers have more than 25 years of experience handling hundreds of accident injury cases. Pam Rochlin or David Rochlin will discuss your case with you and explain your rights, including how to get your medical bills paid and the full compensation you may be entitled to. There is no obligation on your part, and we only charge a percentage of the compensation you ultimately recover for your injury. If you have been injured in an accident in Minnesota, an attorney will discuss whether you have a claim and look into your potential compensation at our offices in Minneapolis, Edina, Woodbury, and St. Louis Park. A personal injury attorney will also meet you to discuss medical bills and other issues related to your injury case at your home in St. Paul, Roseville, White Bear Lake, Brooklyn Park, Maple Grove, Rogers, Elk River, Chanhassen, Chaska, Prior Lake, Apple Valley, Burnsville, and other cities throughout Minnesota.