CAR INSURANCE DENIES INJURY CLAIM BECAUSE OF PREEXISTING CONDITION
The new Affordable Care Act (Obama Care) has caused much political controversy.But there is one thing many people seem to like about it:You can no longer be denied health insurance because of a preexisting condition.Unfortunately, car insurance medical benefits don’t work that way in Minnesota.
CAR ACCIDENT MEDICAL BILLS
If you are injured in a car accident, the MN No Fault laws require your auto insurance to pay your initial medical bills.And, with MN auto insurance, the insurer will let you buy the policy regardless of a pre-existing medical condition. However, if you are injured in a car accident, the auto insurer will only pay your medical bills if you can prove they are related to the car accident.In other words, after the car crash, you have to prove that your injury and medical treatment were because of the crash rather than a pre-existing condition. Otherwise, your auto insurance won’t pay for it.
CAR ACCIDENT INJURY LAWYERS
Ourcar accident lawyers deal with this issue every day.The automobile insurance company frequently refuses to pay medical bills because they claim that the injured person had a preexisting condition. However, in many cases, the car crash made the preexisting condition worse. In those cases, the auto insurance must pay for treatment and compensation to at least get the person back to where they were before the accident.That is the law in Minnesota and is often a successful argument.
If you have been injured in a car accident, call our office and speak with an experienced top Minnesota auto accident attorney. An attorney will provide you with a free consultation.We will listen to your situation, ask you questions, and explain your rights to you. If we take your case, we will fight the insurance company to make sure you get the insurance benefits and compensation you are entitled to.