INJURED IN GUN ACCIDENT INSURANCE
Our lawyers handle cases where a gun is accidentally discharged and someone is injured.The injuries in this situation can be serious. There will be significant medical bills, and possibly long term complications. Fortunately, in many cases, a Minnesota gun-owner’s homeowner’s insurance will cover the accident. Homeowners insurance can pay medical bills and other compensation for a gun accident.
However, if you own a gun, you should talk to your homeowner’s insurance agent to make sure you are covered. Some insurance policies exclude ANY criminal act – even if it’s an accident.If your gun goes off by accident, you could still get charged with reckless discharge of a firearm, or another crime. The criminal charge for an accident could void your insurance coverage.
Likewise, if you leave your loaded gun unattended and someone picks it up and accidentally shoots someone.There may be a criminal charge against you – even though it was a complete accident. Therefore, you should make sure your homeowners insurance only excludes intentional acts. Avoid insurance that excludes non-intentional criminal charges. You can also get a specific rider on your insurance to definitely cover the gun. Our lawyers recommend this for all gun owners.
LAWYERS FOR GUN ACCIDENT INJURY
Responsible gun owners are careful, so an accident is unlikely to happen.Most cases where someone is accidentally shot involve alcohol and less responsible behavior.However, our attorneys have also seen gun accidents where the owner is very responsible. Unfortunately, they made a momentary mistake, with tragic consequences.
If you have been injured in a gun accident because a gun went off and you were accidentally shot, call us for a free consultation with a lawyer. Our Minnesota attorneys have more than 25 years’ experience. We make sure people are fully compensated after being injured in an accident.