Gun Accident Injury Insurance MN Lawyers


Our lawyers handle cases in Minnesota where a gun is accidentally discharged and someone is injured.  The injuries in this situation can obviously be serious. There will be significant medical bills, and possibly long term complications. Fortunately, in many cases, the gun-owner’s homeowner’s insurance will cover the accident. Homeowners insurance can pay medical bills and other compensation for a gun accident.

Gun Accident Injury Attorney
Gun Accident Injury Attorney

However, if you own a gun, you should talk to your homeowner’s insurance agent to make sure you are covered. Some homeowners insurance policies have an exclusion for ANY criminal act – even if it’s an accident.  If your gun goes off by accident, you could still get charged with reckless discharge of a firearm, or another crime. The criminal charge for an accident could void your insurance coverage.

Likewise, if you leave your loaded gun unattended and someone picks it up and accidentally shoots someone.  There may be a criminal charge against you – even though it was a complete accident. Therefore, you want to make sure your homeowners insurance only excludes intentional acts, not accidents that result in possible criminal charges. You can also get a specific rider on your insurance to definitely cover the gun.


Responsible gun owners are very careful with their guns, so an accident is unlikely to happen.  Most cases our attorneys have seen where someone is accidentally shot, involve alcohol and less responsible behavior.  But we have also seen gun accidents where the owner is very responsible and just makes a momentary mistake, with tragic consequences.

If you have been injured in a gun accident because a gun went off and you were accidentally shot, call us for a free consultation with a lawyer. Our Minnesota attorneys have more than 25 years’ experience making sure people are fully compensated when they have been unintentionally injured in an accident.