INSURANCE COMPENSATION AFTER CAR ACCIDENT INJURY

The compensation you get after a car accident in Minnesota depends on three things: (1) How the crash happened, (2) The extent of your injury from the crash, and (3) The amount of auto insurance available for the vehicles involved in the crash. In fact, all three must be accurately presented to qualify for injury compensation. Our car accident lawyers are very experienced in all three aspects of a case.

Even if the car accident was your fault, you may be entitled to some compensation. For example, if you have collision coverage on your car, your insurance will pay to fix or replace the vehicle even if you were at fault. Likewise, because MN is a No-Fault state, your insurance will automatically pay at least the first $20,000 of medical bills and wage loss if you were injured in the car accident. Your auto insurance must pay no matter who was at fault. See WHAT IS NOT FAULT INSURANCE.

However, that doesn’t mean it doesn’t matter who was at fault. If the car accident was the other driver’s fault, you will also receive compensation from their insurance. They will pay to fix or replace your car or reimburse your deductible. They will also pay additional medical bills, wage loss, and pain and suffering depending on the extent of your injury. Obviously, the more serious the injury the more compensation is required.

There may also be additional insurance compensation available after a serious car accident. This depends on the extent of your injuries. In addition to compensation from the other driver, you may be entitled underinsured motorist coverage from your own policy. Underinsured coverage comes with every automobile policy in Minnesota. It applies if the other driver’s insurance is not enough to fully compensate you.

CAR ACCIDENT QUESTIONS ANSWERED

If you are injured in a car accident, call our office for a free consultation. Our experienced and highly rated MN attorneys will answer your car accident questions and explain your rights for your specific situation. You can meet with a lawyer in Minneapolis, St. Paul, or throughout Minnesota. We have offices to meet in the metro area. An attorney will also come to your home or meet over Zoom anywhere in MN. Our lawyers never charge anything unless you receive compensation for your injuries.