INSURANCE COMPENSATION AFTER CAR ACCIDENT INJURY
The compensation you get after a car accident in Minnesota depends on three things: (1) How the crash happened, (2) The extent of your injury from the crash, and (3) The amount of auto insurance available for the vehicles involved in the crash.
Even if the accident was your fault, you may be entitled to some compensation after a car accident. For example, if you have collision coverage on your car, your insurance will pay to fix or replace the vehicle even if you were at fault. Likewise, because MN is a No-Fault state, your insurance will automatically pay at least the first $20,000 of medical bills and wage loss if you were injured in the car accident. Your auto insurance must pay no matter who was at fault. See WHAT IS NOT FAULT INSURANCE.
If the car accident was the other driver’s fault, you will also receive compensation from their insurance. They will pay to fix or replace your car, or reimburse your deductible. They will also pay additional medical bills, wage loss, and pain and suffering depending on the extent of your injury. Obviously, the more serious the injury the more compensation is required.
There may also be additional insurance compensation available after a serious car accident. This depends on the extent of your injuries. In addition to compensation from the other driver, you may be entitled underinsured motorist coverage from your own policy. Underinsured coverage comes with every automobile policy in Minnesota.
CAR ACCIDENT QUESTIONS ANSWERED
If you are injured in a car accident, call our office for a free consultation. Our experienced and highly rated MN attorneys will answer your car accident questions and explain your rights for your specific situation. You can meet with a lawyer in Minneapolis, St. Paul, or throughout Minnesota. We have offices to meet in the metro area. An attorney will also come to your home or meet over Zoom anywhere in MN. Our lawyers never charge anything unless you receive compensation for your injuries.