Progressive Insurance Settlement Offer


Halloween is coming up, so let’s talk about one of the insurance company tricks. In many cases, it is no treat.

After a car accident, you may get a call from your insurance company offering you a quick settlement. Why? The answer has to do with the No-Fault law in Minnesota. In Minnesota, the law requires your auto insurance to pay your initial medical bills after a car crash. In other words, regardless of fault, your insurance pays your medical bills – at least up to the first $20,000. The quick settlement offer is a way to get around that. If they can get you to take a small settlement, they can avoid having to pay more medical bills that might come up later. Not surprisingly, this could be a problem for you in the long run.

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Of course, it is not just your car insurance company that may try this trick. The other driver’s insurance will sometimes try the same thing. When the other driver is at fault, they may have to pay you for pain and suffering. Therefore, they may offer you a small settlement before you know the extent of your injuries.


If you are in a car accident and get this type of offer, call us. An experienced auto accident lawyer will answer your questions and provide a free consultation. At a minimum, we will advise you to wait until you are sure about the extent of your injuries. Sometimes, people are a little banged up after a crash, but assume they will be fine. In many cases, that turns out to be correct. However, not always. What seems like no-big-deal at first can get worse over time.

Our lawyers represent people in crashes throughout Minnesota. If your case is not worth pursuing, we’ll tell you upfront. We won’t waste your time or our own. However, we also won’t let you get tricked by the insurance company. We’ll give you accurate advice so you can make an informed decision. If we do take your case, our attorneys will make sure you get all the compensation you are entitled to. We never charge anything unless you receive compensation for your injuries.