AFTER INJURY SETTLEMENT WHO PAYS FUTURE MEDICAL BILLS?
Medical bills after an accident should be paid by the insurance for the person who was at fault. But what about future medical treatment? In most cases, the need for future treatment cannot be known until later. Can your settlement leave open payment of future medical bills? In most cases the answer, unfortunately, is no.
Of course, there are a few exceptions to this. The primary exception is workers compensation cases. In workers compensation settlements, future medical treatment is often left open. However, in most other cases, there will be no future payments after settlement. So who pay for future treatment after an accident?
In many situations, your health insurance will still pay future medical bills. But unfortunately, there are some health insurance companies that exclude accidents where there is a settlement. Therefore, you should check on this before your settlement. Also, make sure your injury settlement is enough to pay for future treatment if necessary.
PERSONAL INJURY LAWYERS MN
Our personal injury lawyers frequently help people plan and pay for future medical care. For example, we often represent children bitten by a dog. In many cases, scar revision surgery is not done until the child reaches puberty. However, if the child is only 5 years old at the time of the bite, it is better not to wait that long to settle the case. Therefore, our attorneys make sure the settlement is enough to cover the future surgery. Likewise, many back injury cases and orthopedic cases can require future treatment. Also, brain injury cases. If would be nice if the medical coverage could be kept open. Unfortunately, that is not possible in most cases.
If you or a family member have been injured in an accident, call us for a free consultation. Our personal injury lawyers have over 25 years’ experience handling cases throughout MN. An attorney will answer your questions and explain your rights.