MULTIPLE PEOPLE INJURED IN CAR ACCIDENT – WHAT HAPPENS WITH INSURANCE?
Our car accident lawyers have helped hundreds of people injured in crashes throughout Minnesota. Often, the car accident will involve a pile-up of multiple cars or multiple people in one car. In the bad crashes, that means several people may be injured or killed in one accident. In those cases, the auto insurance issues can become especially complicated. An experienced lawyer can help you through these complicated insurance issues.
Most auto insurance policies have a limit of coverage per person and per accident. For example, $100,000 per person and $300,000 per accident. That means if that driver causes a car accident, the most their insurance will pay to any one person is $100,000. However, if multiple people are injured, the most they will pay is $300,000 combined to everyone injured in the crash. Therefore, if more than three people are injured in the accident, the auto insurance may pay less than $100,000 per person.
Fortunately, in a bad car crash where several people are injured, insurance can come from more than one policy. For example, the insurance for the driver at fault will pay first. Then, each of the people injured can also have their own underinsurance policy. Uninsured coverage is required for every auto policy in Minnesota. Also, there can be more than one car at fault. Therefore, there can be additional insurance policies involved that way.
CAR ACCIDENT LAWYERS
Our car accident lawyers have over 25 years’ experience helping hundreds of people throughout Minnesota. We have recovered many millions of dollars for people in every kind of car accident. If you were injured in a car accident call us. You will speak directly with a top lawyer. The initial consultation is free. First, we will answer your questions and explain your rights.
The primary purpose of our car accident lawyers is to make sure you get all the compensation you are entitled to. Of course, this starts with your medical bills. However, there is much more. Compensation includes lost income, future needs, pain and suffering, and more. We have offices to meet you in Edina, Minneapolis, and Woodbury. Our car accident lawyers also make house and hospital calls, and we frequently meet people over Zoom.