Uninsured Car Accident


There is a front page article in the Star Tribune today regarding uninsured drivers in Minnesota. The Star Tribune reports that 1 in 10 drivers in Minnesota are driving without auto insurance. That number seems to us like it is a bit on the high side because less than 1 in 10 of our lawyers’ car accident cases involve an uninsured driver.  Nonetheless, uninsured drivers are definitely a problem we see on a regular basis. The article discusses lack of enforcement in MN, which we see as a BIG problem. We think that people should have to show proof of insurance to get their yearly car registration. If a driver is pulled over without insurance they should get a substantial ticket, and if they cause an accident without insurance they should be prosecuted. Maybe the article will get law enforcement to pay attention to this issue. But in the meantime, make sure you have plenty of uninsured motorist coverage to protect yourself if you are in an accident where the other driver does not have insurance.  Here is a link to the Star Tribune article. http://www.startribune.com/politics/statelocal/285572331.html See More

If you are involved in a car accident, talk to a lawyer at our office regarding your rights and insurance coverage.  Our car accident attorneys know the law in MN and have dealt with the insurance companies hundreds of times. We will make sure you are treated fairly and the insurance company provides you with the benefits you are entitled to. If your car crash is caused by a driver with no auto insurance, YOUR car insurance company is responsible for uninsured motorist benefits – this is something MN law requires insurance companies to include in every policy, and you paid for it as part of your premium payments.