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Dog Bite Out Of Home Covered By Homeowners Insurance

HOMEOWNERS INSURANCE WILL COVER YOU IF YOUR DOG BITES OR ATTACKS SOMEONE – EVEN IF NOT AT YOUR HOME

Our lawyers have represented many people in who have been bitten or attacked by a dog on the street or away from the owner’s home. The law in Minnesota regarding a dog bite or dog attack is very strict in holding the dog owner responsible.  Fortunately, homeowners insurance will usually cover a dog attack or dog bite to compensate the victim for their injury including medical bills and future treatment.

Some people have the mistaken belief that homeowners insurance will only cover an accident or injury that occurs at the homeowner’s property.  This is not correct. Homeowners insurance in MN will often cover you for personal injury negligence that occurs outside of your home and away from your property.  (Not car accidents or business pursuits, but many other situations.) Homeowners insurance will frequently cover a dog bite or dog attack injury that occurs outside of the homeowner’s house and even completely off of their property. For example, our attorneys have represented people who were injured when a dog escaped the house and attacked a person on the street.  We have represented several people who have been knocked off of their bicycle by a dog that got out.  We frequently represent people attacked by a dog at a park, and the dog owner’s homeowner insurance will almost always cover that situation. We even represented someone injured when a dog got onto the highway and caused a car accident. In all of those cases, the dog owner’s homeowner insurance covered the accident and provided compensation to our clients.

If you are injured by a dog attack or dog bite, call our office and speak with a lawyer for a free consultation.  We will discuss your specific situation with you, explain your rights, and help you receive compensation from the dog owner’s homeowners insurance.