Progressive Insurance Money After Car Accident – Should I Take It?


If you have been in a car accident and the other driver is insured by Progressive Insurance, you have to be careful when you talk to the Progressive insurance adjuster.  Our lawyers have had many calls from people who were offered some “spending money for incidentals” from Progressive, only to find out late that by taking the money they gave up all rights to later compensation for their injuries. Once you sign the release and take the money, even if it’s only a few hundred dollars, you rarely can undo the agreement.

It is OK to have Progressive pay to fix or replace your vehicle, because that does not release your potential injury claim (still, don’t sign anything from Progressive without talking to a lawyer). However you should not take any other money from Progressive after their insured has caused an accident, unless you are entirely sure you were not injured and will not have an injury claim. Our lawyers have had many calls over the years from people who took a few hundred dollars soon after the car accident in Minnesota and then later realized they were more injured than they initially thought.

If you are involved in a car accident in MN and have questions about dealing with the insurance company, you are welcome to call us for a free consultation with a lawyer. Our experienced auto accident attorneys are always willing to spend a few minutes on the phone with someone and answer basic insurance questions to make sure your rights are protected.