SHOULD YOU TALK TO LAWYER BEFORE REPORTING CAR ACCIDENT CLAIM TO INSURANCE?
The answer to this question really depends on the seriousness of the accident. In many cases where there is just vehicle damage, there is no reason to talk to a lawyer before reporting the claim to the insurance company. However, if you have been injured it is probably a good idea to talk to a lawyer first to understand your rights. In either event, you should not give a recorded statement to your insurance or the other driver’s insurance until after you have spoken with a lawyer. Another situation where you should talk to a lawyer first would be if there is any possibility of criminal charges against you or anyone in your vehicle.
Most importantly, if you were seriously injured in the car accident, it is better to talk to an experienced lawyer before talking to the insurance companies because the insurance coverage issues can be complicated. It is very possible to harm your interests if you say the wrong thing or say something the wrong way to the insurance company. An experienced lawyer will know the right questions to ask you to get the information necessary to make sure you get all available benefits and compensation.