GUN WENT OFF – HOMEOWNERS INSURANCE COVERAGE
Our injury lawyers receive calls every year regarding gunshot injuries. When people think of an accidental gunshot case, they usually assume someone was cleaning their gun.Of course, that type of accident does happen. But there are other situations where a gun is accidentally discharged and someone is injured. For example, when someone is moving their loaded gun or putting it in a container or case.In one case, a cat startled a person holding a loaded gun. He then accidentally pulled the trigger and our client was seriously injured.
In most cases, the gun owner’s homeowner’s insurance will cover the accident.However, many insurance policies have exclusions that can make coverage difficult. The ‘criminal acts’ exclusion is one example.A homeowner’s insurance policy can exclude coverage for any criminal act. Even an accidental discharge of a gun can be a criminal act if it was reckless. Therefore, it is important to involve both a criminal lawyer and a personal injury lawyer early in the case. You may be able to preserve insurance coverage if the case is handled properly.
LAWYERS FOR GUN ACCIDENT INJURY
Our personal injury attorneys represent injured people throughout Minnesota.We have handled several cases involving an accidental gun discharge. The injuries can obviously be very serious.Our lawyers work to make sure the gun owner’s insurance pays medical bills, future needs, and more.
If you are injured in an accident involving a gun, call us for a free consultation. We can meet you at our offices in the Twin Cities or at your home anywhere in Minnesota. Our injury lawyers also frequently meet clients over Zoom. An experienced attorney will answer your questions and make sure your rights are protected. Our primary purpose is to make sure you get the compensation you are entitled to.