GUN WENT OFF – HOMEOWNERS INSURANCE COVERAGE
Our injury lawyers receive a number of calls every year regarding gunshot injuries. When people think of an accidental gunshot case, they usually assume someone was cleaning their gun. Of course, that type of accident does happen. But we have had other situations when someone accidentally discharges their gun and injures another person. For example, when someone is moving their loaded gun or putting it in a container or case. In one case, a cat startled the person holding a loaded gun. He then accidentally pulling the trigger and our client ended up very injured.
In most cases, the gun owner’s homeowner’s insurance will cover the accident. However, many insurance policies have exclusions that can make coverage difficult. The “criminal acts” exclusion has come up for us before. In that that situation, the homeowner’s insurance policy excludes coverage for any criminal act. Even an accidental discharge of a gun can be a criminal act if it was done recklessly. Therefore, it is important to involve both a criminal lawyer and a personal injury lawyer early in the case to make sure it is handled properly to preserve insurance coverage.
LAWYERS FOR GUN ACCIDENT INJURY
Our personal injury attorneys represent injured people throughout Minnesota. We have handed a number of cases involving an accidental gun discharge. The injuries can obviously be very serious. Our lawyers work to make sure the gun owner’s insurance pays for medical bills, future needs, and more.
If you are injured in an accident involving a gun, call us for a free consultation. We can meet you at our offices in the Twin Cities or at your home anywhere in Minnesota. Our injury lawyers also frequently meet clients over Zoom. An experienced attorney will answer your questions and make sure your rights are protected. Our primary purpose is to make sure you get the compensation you are entitled to.