HOW TO UNDERSTAND MEDICAL BILLS AND GET THEM PAID AFTER BEING INJURED IN AN ACCIDENT
If you have been injured in an accident, you may be concerned about getting the medical bills paid. Even if you have good medical insurance or health insurance, you will be surprised at how complicated the insurance issues can be. Your health insurance may not want to pay the medical bills if someone else caused the accident, or your health insurance will want their money back through “subrogation.”
In a car accident, there is No Fault insurance that pays some medical bills. In a slip fall or other accident on property there is often medical payment coverage that pays a portion of the medical bills after your injury. But after these insurers have paid their limits (which are usually pretty low), you have to go back to your own health insurance.
Understanding medical bills and the payment system after an accident is very difficult. That is something our accident injury lawyers work on every day, and even we find it frustrating. The billing systems at many hospitals and clinics are terrible. The bills are hard to get and then hard to understand. The billing department at a hospital or clinic frequently doesn’t know how to bill the insurers correctly and just sits on the bills, or they bill the wrong insurance company or send incomplete information. If the medical bills after an accident are not sent promptly, the insurance company may refuse to pay. There are even legal time limits for the medical providers that they often miss.
If you have been injured in an accident and have questions about your medical bills, please call us for a free consultation with an experienced lawyer. Our accident injury attorneys have 25 years’ experience representing people throughout Minnesota. We will take the time to answer your questions and make sure your medical bills from the accident are straightened out and paid, and that you receive all the compensation you are entitled to.