ATV ACCIDENT OWNER RESPONSIBLE
We received a call this week from a former client who had co-signed a loan for a friend to buy an ATV. Our former client’s name ended up on the title because he co-signed for the loan. His friend was driving the ATV and killed someone in an accident. Unfortunately, our former client now has a serious problem because of this tragic situation, even though he was not the one driving. MN law requires that every motor vehicle owner (anyone on the title) be responsible for injury caused by anyone driving with the owner’s permission. This includes an ATV accident.
If you own an ATV in Minnesota, just like a car, you are responsible for any damage or injury caused by the ATV. The owner of the ATV is responsible even if he was not driving. There are only a few exceptions, like if the vehicle was stolen or you can prove you had sold it. Our advice: Make sure ALL your vehicles are insured, including ATVs driven off of your property, snowmobiles, etc.
MAKE SURE YOU HAVE INSURANCE FOR YOUR ATV
Our lawyers represent people injured in an ATV accident to get them compensation when the injury was not their fault. However, we prefer not to have to take people’s personal money. The vehicle/ATV owner should have insurance to pay for injuries and damages they may accidentally cause. Insurance for your ATV could come from your homeowners insurance, auto insurance or your umbrella insurance. If you own an ATV or other recreational vehicles, it is very important to talk with your agent to make sure you are fully covered.
If you or a family member are injured in an ATV accident in MN, call us for a free consultation with one of our experienced attorneys. A lawyer will answer your questions and make sure your rights are protected so that you are fully compensated for your injuries. Our first priority is your immediate medical bills and lost wages. However, we also make sure you are compensated for future needs and pain and suffering. In addition to a free consultation, we never charge anything up front. We are only paid when your case settles and you are compensated for your injuries.