HOMEOWNERS INSURANCE PAYS IF RELATIVE IS INJURED IN YOUR HOUSE
Our lawyers have received many phone calls over the past 25 years from people saying “a relative fell or was injured at my house” and “it was my fault,” and wanting to know if their homeowner’s insurance will cover the accident. The answer in many cases is yes. Homeowners insurance will not pay medical bills or compensation for someone living at your house, but it will cover you for anyone injured in an accident while visiting your house – even if it is a close relative like a child, parent or sibling.
Our Minnesota personal injury attorneys have handled dozens of accident cases where someone was injured in an accident at a relative’s house. We have had cases where a relative fell down the stairs or slipped and fell somewhere on the property. Our lawyers have had many cases where a dog bit a relative or injured a relative by knocking them over. There have been cases of an injury because of a defective machine at a relative’s house, deck collapse, propane gas explosion, and many others.
If you are injured at your parents’ house, or your brother or sister’s or other relative’s house, and have questions about homeowners insurance for medical bills and other compensation, call us and speak with a lawyer for a free consultation. We will advise you of your rights and make sure your interests are protected.