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Does Homeowners Insurance Cover Family Member Injured at House MN Lawyers

HOMEOWNERS INSURANCE FOR RELATIVE INJURED AT HOUSE

We frequently get calls from people who were injured at a family member’s home. For example, an adult child visiting their parents, or a brother or sister visiting another sibling. We had one case where a daughter was helping her elderly father with his laundry, and she broke her ankle when she fell down the stairs at his house because of some magazines he left on the stairs. In another case, our client was injured in the garage of her parents’ house because they had a bad garage floor that they covered up with a rug, and she didn’t know about it. We represented a woman who was pushed down the basement stairs at her niece’s house by the niece’s dog, and we have had many cases where a child was bitten by the dog of a family member while visiting their house.

HELP WITH MEDICAL BILLS AND MORE

If the accident results in a serious injury, there will be medical bills, and sometimes the injured family member is taken off of work. The question we are then asked is whether there should be a homeowners insurance claim to compensate the family member who was injured. The injured person doesn’t want to do anything to harm or upset their parents or siblings, and their family wants to help them in any way possible.

Homeowners Insurance For Relative Injured at My Home
Homeowners Insurance For Relative Injured at My Home

If you have a relative or family member visiting your house, your homeowners insurance will probably cover them if they are injured in an accident on your property – if the accident was your fault.  The first two important considerations are that your family member will not be covered by homeowners insurance if they live with you, and the accident has to have occurred because of some negligence on your part or a dog bite. People are often surprised by the number of things homeowners insurance covers. For more information about homeowners insurance in general, check out the MN Department of Commerce homeowners insurance website.

HOMEOWNERS INSURANCE INJURY COMPENSATION LAWYERS MN

If you are injured at your parents’ house, or another family member, call us for a free consultation with a Minnesota attorney.