FAMILY MEMBER CAUSED CAR ACCIDENT – WHAT ARE YOUR RIGHTS?
Our car accident lawyers have handled many cases where one family member causes a crash and another family member is injured. Fortunately, auto insurance will still cover the accident. However, different insurance companies may have different limitations. For example, some car insurance policies have a “drop down” provision for family members. A drop down provision means that the amount of car accident coverage is less when a family member is injured. In other words, you would have a higher amount of liability coverage if you injured someone else but less because it’s a family member.
AUTO INSURACE MEDICAL BILLS FOR CHILD, SPOUSE OR SIBLING
Under Minnesota No-Fault Law, car accident medical bills and wage loss are paid no matter who was at fault. This coverage is available even for a one car accident caused your brother, sister, or other family member. We have handled many cases where a husband or wife is driving and the other spouse is injured. Could making an insurance claim cause your rates to go up? Sure, if you are at fault. But your family member will receive far more benefit than it will cost you in any increased premiums.
OTHER CAR ACCIDENT INSURANCE QUESTIONS WHEN FAMILY MEMBER IS AT FAULT
The insurance issues can be complicated after a car accident. Our lawyers have more than 25 years experience dealing with these issues and helping out clients. If you have been injured in an auto accident, call us for a free consultation. A top car accident lawyer will discuss your case with you and answer your questions. We have several locations in the Twin Cities to meet, and we also make home and hospital visits throughout Minnesota. Our primary focus is to make sure you receive all the compensation you are entitled to.