Accidental Gun Shot Injury Homeowners Insurance Lawyer MN

COMPENSATION FOR GUN SHOT ACCIDENT INJURY 

Our lawyers have received an increasing number of calls over the last few years from people who have been injured in a gun accident. Typically, the person who was accidentally shot has medical bills, and may need reimbursement for time missed from work and other compensation. In Minnesota, it is possible to receive compensation for an accidental gunshot injury.

Gun Accident Injury Lawyer
Gun Accident Injury Lawyer

Often, the gun owner will have homeowners insurance.  It often surprises people to learn that homeowners insurance may cover an accidental gunshot injury. If you own a gun, it is better to have a specific rider for the gun on your homeowners insurance, or a separate policy to cover the gun.  Some homeowners policies have strict exclusions that can affect injuries caused by a gun accident. However, it really depends on the language of the insurance policy. Many homeowners policies will cover a gunshot accident, even if the gun is not specifically insured.

We have had a case where a gun went off while the owner was cleaning it and shot someone nearby.  We also recently had a case where someone shot a cat and the bullet when through the cat and hit a person.

In addition to handgun cases, our lawyers have also gotten calls about shotgun and rifle cases while hunting in Minnesota.

CALL OUR LAWYERS TO DISCUSS YOUR SITUATION

If you were injured in an accidental gunshot incident in MN, call us for a free consultation with a lawyer. It is very important to get the contact information of any witnesses, and save the gun or shotgun in the same condition it was in at the time of the accident.  Don’t clean or fix it in any way.  In most cases, the police will come and take the gun for evidence. An experienced personal injury attorney will discuss the facts of your case with you and advise you of your rights to get your medical bills paid and other compensation.