IS PARENT REIMBURSED MEDICAL BILLS PAID FOR CHILD’S ACCIDENT INJURY?

When a child is injured in an accident, his or her parents are responsible for the medical bills. If the family has health insurance, the parents may have a deductible or co-pay. Our personal injury lawyers handle many cases every year for children throughout Minnesota. One question we are asked is whether the parents can get their money back for their out-of-pocket medical bills paid for the child’s treatment. The answer is yes. If your child was injured because of someone else’s fault, you are entitled to reimbursement from their insurance.

CHILD INJURED IN CAR ACCIDENT

If the child was injured in a car accident in MN, your No-Fault auto insurance will pay the first $20,000 in medical bills. There is no deductible or co-pay for this. After that, additional medical bills will be paid by health insurance and the parents will have to pay the deductibles or co-pays. However, when our lawyers settle the child’s case, we make sure the parents are repaid out of the settlement.

CHILD INJURED ON SOMEONE’S PROPERTY OR BITTEN BY DOG

Likewise, if your son or daughter is bitten by a dog, or injured on someone’s property. Our lawyers will pursue compensation that includes repayment of medical bills to the parents. The property owner may have medical payment coverage to pay for the initial bills. Medical payment coverage is limited but does not even require proving fault. With a dog bite, the child is almost always entitled to additional compensation.

For other accidents on someone’s property, it may be more complicated. However, our lawyers often get liability insurance to reimburse parents’ medical bills by proving the accident was the property owner’s fault. Of course, we also pursue additional compensation for the child.

If you are dealing with medical bills because your child was injured in an accident, call us. You can speak directly with a lawyer for a free consultation. We will answer your questions about your child’s injury case. Our primary focus is to make sure your child gets the compensation he or she is entitled to. However, we will also get your money back for any medical bills you paid because of the accident.