LAW ENFORCEMENT SHOULD ALWAYS CHECK FOR AUTO INSURANCE WHEN THEY PULL A CAR OVER
Uninsured drivers are a major problem on Minnesota’s roads. Our lawyers have seen reports that up to 10% of all cars on the road are uninsured. If you are hit by a vehicle that didn’t have insurance, it is like adding insult to injury.First, the other driver was careless and caused a car crash. Then you find out the other driver was uninsured and should not have been on the road. It is illegal in MN to drive without insurance.
Unfortunately, most uninsured drivers get away with it.Law enforcement agencies rarely even check for insurance.The State Patrol is the best agency for checking uninsured drivers, but even they don’t do it all the time.Plus, the agencies rarely follow up when the driver gives fake auto insurance information.
Over the last 25 years, our car accident attorneys have helped many people in MN get compensation when the car that hit them did not have insurance.If you have collision (‘full coverage’) on our vehicle, your insurance company will pay for your property damage. They will then pursue the other driver to get their money, and your deductible back.If you don’t have collision coverage, you may be able to pursue the uninsured driver in conciliation court. (Although, if you are injured in the car accident, you should not start a conciliation court claim without talking to a lawyer first.)
There needs to be some political pressure to encourage consistent law enforcement action. Drivers’ insurance laws should be enforced. Our lawyers bring it up every time we meet with a law enforcement officer, and we encourage others to do so as well.
YOUR UNINSURED AUTO COVERAGE WILL HELP
If you are insured in a car crash caused by a driver with no insurance, your car insurance will provide some benefits. They will automatically pay your medical bills at least up to $20,000. In addition, you may also be entitled to uninsured compensation for your injuries as well.To learn more, call us and speak with an experienced auto accident lawyer.The initial consultation if free. We will answer your questions and explain your rights to you. Our primary focus is on getting our clients full compensation for their injuries. In fact, we don’t charge anything unless you receive compensation.