Does Health Insurance Pay Accident Injury Medical Bills


Injury Attorney Pamela Rochlin
Injury Attorney Pamela Rochlin

If you are injured in an accident, you will have questions about your medical bills.

The initial question is who pays? The answer depends on how the accident happened. In a car accident, YOUR No-Fault insurance usually pays the first $20,000 in medical bills. If you are injured on someone’s property, their insurance may have Medical Payment coverage that will pay a portion of your medical bills.

If you have health insurance, they will also pay your injury medical bills. People are often concerned that their health insurance will not pay the bills if the injury was caused by someone else. However, that is not correct.  Your health insurance must still pay your medical bills. Even if you get your health insurance through medical assistance, they still have to pay. However, wherever you get your health insurance from, they will have the right to “subrogation.” This means that if you get a settlement from the person or business that caused your injury, your health insurance will get a portion of your settlement to reimburse the bills they paid.


Our injury attorneys have more than 25 years’ experience representing hundreds of people throughout Minnesota. We have worked on injury cases of all kinds. Everything from broken bones requiring surgery, to burn injuries, concussions, amputations, and more. Understanding medical bills after an injury can be difficult. However, we regularly deal with all the major health care providers, as well as the medical insurance companies.

You are welcome to call our office for a free consultation. An injury lawyer will answer your questions and explain your rights. We have offices to meet you throughout the Twin Cities. A lawyer will also come to your home anywhere in Minnesota. Our attorneys will make sure your accident bills are paid and that you get all of the compensation you are entitled to.